Fast, flexible working capital for South African businesses waiting 30, 60 or 90 days for customers to pay.
Trusted by 500+ South African SMEs to bridge the cash flow gap
Power your business growth with instant capital. We turn your unpaid invoices into working capital so you can fund your next project or expansion without the wait. Our mission is simple: to keep your business moving with fast, reliable, and expert funding support.
Turn your unpaid invoices into immediate working capital. Stop waiting on debtors and start funding your business growth today.
Get a dedicated funding partner, not a call center. Our experts handle the heavy lifting of your application so you can focus on running your business.
Get funded in 48 hours. We move at the speed of your business, ensuring you never miss a deadline or a growth opportunity due to a cash delay.
Unlock Potential with FlexCapitalFundingSolutions
Fund your next project today. Don’t let slow-paying clients stall your momentum—get the capital you need to keep your team moving and your projects on track.
Financial and HR Manager
We at GT will always recommend Flex Capital as your discounting partner. They are very professional, and their staff is always friendly and helpful. They go out of their way to assist and help when you are in need. They are also the only institution that was willing to help and assist us as a new business. Their process is very easy and efficient, and we haven't had any problems since using their invoice discounting facility. We really appreciate their professionalism and assistance. Our company would not exist today without their willingness to help us.
General Manager
Flex Capital has help us in our business the past 5+ years! They have been an integral part of our business to help with cashflow and helping us provide customers with terms which would not be possible without them. Their service is excellent, they have gone out of their way to assist in hard times and we have build a very good relationship with them. Thank you Ester and team!
Financial Manager
At Bedfounders we strongly value the Ubuntu philosophy, which emphasises the value of togetherness. We understand that our actions have a ripple effect and can deeply impact our clients and their clients. Therefore, we strive to support each other every step of the way. We are happy that we have found a partner that aligns with our values and highly recommend Flex Capital. Thank you for your exceptional assistance during our period of growth and we look forward to a continued partnership.
We joined Flex Capital in 2016 and it has honestly been an absolute pleasure. The process to get things set up was easy and quick and our biggest concern was that our customers would be inconvenienced which in fact has not been the case. Not one of our customers have had any issue with the process. Payments are done quickly; submission of invoices are easy, and Ester has been our saving grace multiple times in the past. We would confidently recommend Flex Capital to any fellow business owner.
Working with Flex Capital has been a game-changer for our business. Before, we often struggled with cash flow issues due to delayed payments from clients. Since partnering with Flex Capital , we've been able to unlock the value of our outstanding invoices almost immediately. This has allowed us to maintain smooth operations, pay our suppliers on time, and even seize new growth opportunities without worrying about cash flow constraints. Their service is efficient, straightforward, and has provided us with the financial flexibility we needed to thrive.
Our clients don't just like us—they grow with us. We’ve helped hundreds of businesses bridge the cash flow gap with record-breaking speed and real-world results
Turn your unpaid invoices into instant cash and stop waiting 60 days to get paid
| Feature | Bank Loan | Flexcap |
|---|---|---|
| Speed | 4–8 Weeks | 24–48 Hours |
| Security | Personal Assets | The Invoice itself |
| Flexibility | Fixed Monthly Debt | Pay only for what you use |
Stop waiting 60 days for the money you've already earned.
Complete the Enquiry Form so we can help you unlock the capital in your business
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info@flexcap.co.za
321 Alpine Way, Lynnwood, 0081
Trading Hours: Mon-Thurs 07:30 - 16:00 Friday 08:00 - 12:00
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