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  • 321 Alpine Way, Lynnwood, 0081
  • info@flexcap.co.za
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
Enquire now
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
Inquire now

Invoice Factoring

Get instant funds by “selling” your invoices to us.

Flex Capital does not  offer Business or Personal loans, this is only Business Funding in the form of Invoice Factoring and PO Funding.

We champion your business growth by expertly unlocking cash flow through invoice discounting and purchase order funding, so you no longer need to wait for your debtors to pay your invoices.

  • Dealing with 30-60 day payment terms?
  • Streamlined invoice factoring
  • Tailored customer service
  • We offer an immediate payment of 75% of the invoice amount from any of your creditworthy clients.

How we can assist

Our Goal is to fund your Business Growth

Invoice factoring allows you to inject immediate cash flow into your business when it needs it most. We understand the urgency of cash flow challenges, and that’s why we offer a fast and efficient solution. With invoice factoring, you can receive an immediate payment of 75% of the invoice amount from any of your creditworthy clients. This frees up working capital to seize growth opportunities and keep your business running smoothly.

Get Started

Invoice Factoring Solutions

Elevate your business output with Flex Capital's invoice factoring services. Transform outstanding invoices into cash that fortify your business continuity and growth.

Personal Service

At Flex Capital, you are not just a number, our team's personal care guarantees smooth funding applications and insightful support throughout.

Expedited Funding

Time is a commodity in business we respect. That's why we are committed to a rapid reaction to your funding needs, ensuring your business maintains its momentum without delay.

Unlock Potential with FlexCapitalFundingSolutionsDiscounting

At Flex Capital, we believe innovation shouldn’t be hindered by cash flow constraints.
That’s why we offer invoice discounting, a fast and flexible funding solution that unlocks the potential tied up in your outstanding invoices.

Here’s how invoice discounting empowers your business:

Immediate access to cash: Convert a portion of your unpaid invoices into immediate working capital, fueling your projects and growth initiatives.
Simplified process: Unlike traditional loans, invoice discounting requires minimal paperwork and a quicker turnaround time.
Focus on what matters: Free yourself from cash flow worries and dedicate your energy to your core business activities.

Turn ideas into reality. Get started with invoice discounting today.

Learn More
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
    Cornelia Oosthuizen

    Financial and HR Manager

    We at GT will always recommend Flex Capital as your discounting partner. They are very professional, and their staff is always friendly and helpful. They go out of their way to assist and help when you are in need. They are also the only institution that was willing to help and assist us as a new business. Their process is very easy and efficient, and we haven't had any problems since using their invoice discounting facility. We really appreciate their professionalism and assistance. Our company would not exist today without their willingness to help us.

      Leander Steenkamp

      General Manager

      Flex Capital has help us in our business the past 5+ years! They have been an integral part of our business to help with cashflow and helping us provide customers with terms which would not be possible without them. Their service is excellent, they have gone out of their way to assist in hard times and we have build a very good relationship with them. Thank you Ester and team!

        Charl van der Westhuizen

        Financial Manager

        At Bedfounders we strongly value the Ubuntu philosophy, which emphasises the value of togetherness. We understand that our actions have a ripple effect and can deeply impact our clients and their clients. Therefore, we strive to support each other every step of the way. We are happy that we have found a partner that aligns with our values and highly recommend Flex Capital. Thank you for your exceptional assistance during our period of growth and we look forward to a continued partnership.

          Rose-Anne Wessels

          We joined Flex Capital in 2016 and it has honestly been an absolute pleasure. The process to get things set up was easy and quick and our biggest concern was that our customers would be inconvenienced which in fact has not been the case. Not one of our customers have had any issue with the process. Payments are done quickly; submission of invoices are easy, and Ester has been our saving grace multiple times in the past. We would confidently recommend Flex Capital to any fellow business owner.

            Marcel

            Working with Flex Capital has been a game-changer for our business. Before, we often struggled with cash flow issues due to delayed payments from clients. Since partnering with Flex Capital , we've been able to unlock the value of our outstanding invoices almost immediately. This has allowed us to maintain smooth operations, pay our suppliers on time, and even seize new growth opportunities without worrying about cash flow constraints. Their service is efficient, straightforward, and has provided us with the financial flexibility we needed to thrive.

            TESTIMONIALS

            What Our Clients Says

            Our clients acclaim Flex Capital for revolutionising their cash flow with exceptional service speed and impact. Their positive feedback underscores the transformative role our financial solutions play in their business success.

            OUR SERVICES

            What We Provide

            We offer a service to quickly convert your debtors invoices into cash through invoice factoring, aiding in sustaining your business's financial wellbeing.

            Quick Invoice Conversion Efficiency

            Expedite business transactions with our swift invoice turnover services, converting receivables into capital swiftly.

            Credit Evaluation Expertise

            Magnifying glass icon. Avail insightful customer credit evaluations to inform your decisions and protect your cash flow.

            Purchase Order Funding

            Flex Capital's purchase order funding helps businesses fulfill large orders without upfront capital.

            Attractive Factoring Pricing

            Take advantage of competitive factoring pricing, offering your business a financial edge.

            What's the next step? Get A Consultation

            Complete the Enquiry Form so we can help you unlock the capital in your business

            Contact Us

            OUR BLOG

            Latest Blog & Articles

            Join us as we embark on this exciting journey, sharing our progress, lessons learned, and the moments that inspire us along the way.
            Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding

            Flex Capital is the fast, effective invoice factoring solution that injects cash flow into your business.

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            Quick Links

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            Contact

            Send us a mail

            info@flexcap.co.za

            Visit our Office

            321 Alpine Way, Lynnwood, 0081

            Trading Hours

            Trading Hours: Mon-Thurs 07:30 - 16:00 Friday 08:00 - 12:00

            Copyright 2026 Flex Capital | All Rights Reserved

            Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
            Apply Now

              Pre-Apply for Invoice Factoring

              Our team will review your details and get back to you.








              Remember: We only fund business debt and do not fund government or individual debtors.



              Please note: Flex Capital does not fund outstanding invoices valued between R0 and R99,999.

              Unfortunately, we cannot assist with government debtors


              Flex Capital’s invoice factoring solution is available for qualifying
              business-to-business invoices only.


              More Information

              Unfortunately, we cannot assist with individual debtors


              Flex Capital does not fund invoices owed by private individuals.
              Our invoice factoring solution is designed for business-to-business invoices.


              More Information


              Flex Capital focuses on South African-based businesses and does not facilitate cross-border or international funding.