Invoice Factoring

OUR SERVICES

What We Provide

At Flex Capital, we go beyond traditional financing methods to empower your business's growth. Our belief is that your assets should be as industrious as you are.

Application Completion

Begin by completing a straightforward application process. It's hassle-free with no startup fees, hidden management costs, or binding long-term contracts. This allows you to focus on your business while we handle the financial logistics.

Pre-Approval Process

Within 3 to 5 days, receive pre-approval for your invoices. Our thorough credit evaluations ensure financial safety and soundness, offering you peace of mind. The initial transaction time frame might extend up to 5 working days, but it is a one-time process designed to establish trust and efficiency.

Client Notification

Take the proactive step to notify your clients about their updated approved payment terms. This step is crucial to ensure transparency and maintain good business relations with your clientele as you initiate new financial arrangements.

Funding Agreement Signature

Upon pre-approval, a funding agreement will be crafted and sent to you. You need to review and sign this contract, thereby formalising the arrangement for the purchase of your client invoices.

Invoice Submission

Once the funding agreement is in place, submit your invoices. There's no waiting around; on the same day that you submit, Flex Capital starts processing your payment.

Same-Day Payout

Get paid quickly, with up to 75% of your invoice value credited to you on the same day of submission. The exact percentage advanced is contingent on the quality of your debtor and the duration for which the funds will be outstanding, ensuring a fair and transparent process for all parties involved.

FAQ

Have questions about our services?

Discover the scope of services, fees, payment processes, service turnaround times, and client responsibilities, all in one easy-to-navigate space.

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What is Invoice Factoring?

It is the selling of your debtor invoices today for cash because you don’t want to or cannot wait for your debtor to pay you in 30 – 60 days. We pay you up to 75% of the invoice value and take a negotiated discount on the purchase as our fee. Your debtor invoices are an asset in your business and like any asset it can be sold.

Why Invoice Factoring?

What are the costs?

When do I pay back the “loan”?

What if my Customer does not pay?

How long does it take to get funding?

What information do you need?