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  • 321 Alpine Way, Lynnwood, 0081
  • info@flexcap.co.za
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
Enquire now
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
Inquire now

How does it work

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OUR SERVICES

What We Provide

At Flex Capital, we go beyond traditional financing methods to empower your business's growth. Our belief is that your assets should be as industrious as you are.

Application Completion

Begin by completing a straightforward application process. It's hassle-free with no startup fees, hidden management costs, or binding long-term contracts. This allows you to focus on your business while we handle the financial logistics.

Pre-Approval Process

Within 3 to 5 days, receive pre-approval for your invoices. Our thorough credit evaluations ensure financial safety and soundness, offering you peace of mind. The initial transaction time frame might extend up to 5 working days, but it is a one-time process designed to establish trust and efficiency.

Client Notification

Take the proactive step to notify your clients about their updated approved payment terms. This step is crucial to ensure transparency and maintain good business relations with your clientele as you initiate new financial arrangements.

Funding Agreement Signature

Upon pre-approval, a funding agreement will be crafted and sent to you. You need to review and sign this contract, thereby formalising the arrangement for the purchase of your client invoices.

Invoice Submission

Once the funding agreement is in place, submit your invoices. There's no waiting around; on the same day that you submit, Flex Capital starts processing your payment.

Same-Day Payout

Get paid quickly, with up to 75% of your invoice value credited to you on the same day of submission. The exact percentage advanced is contingent on the quality of your debtor and the duration for which the funds will be outstanding, ensuring a fair and transparent process for all parties involved.

If You Need Help, Get A Consultation

Get Started
It is the selling of your debtor invoices today for cash because you don’t want to or cannot wait for your debtor to pay you in 30 – 60 days. We pay you up to 75% of the invoice value and take a negotiated discount on the purchase as our fee. Your debtor invoices are an asset in your business and like any asset it can be sold.
Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding

Flex Capital is the fast, effective invoice factoring solution that injects cash flow into your business.

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Contact

Send us a mail

info@flexcap.co.za

Visit our Office

321 Alpine Way, Lynnwood, 0081

Trading Hours

Trading Hours: Mon-Thurs 07:30 - 16:00 Friday 08:00 - 12:00

Copyright 2026 Flex Capital | All Rights Reserved

Flex Capital Business Funding Invoice Factoring Invoice Discounting Cashflow for your business Business cashflow Alternative funding
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    Remember: We only fund business debt and do not fund government or individual debtors.



    Please note: Flex Capital does not fund outstanding invoices valued between R0 and R99,999.

    Unfortunately, we cannot assist with government debtors


    Flex Capital’s invoice factoring solution is available for qualifying
    business-to-business invoices only.


    More Information

    Unfortunately, we cannot assist with individual debtors


    Flex Capital does not fund invoices owed by private individuals.
    Our invoice factoring solution is designed for business-to-business invoices.


    More Information


    Flex Capital focuses on South African-based businesses and does not facilitate cross-border or international funding.