Budget 2018: A Summary

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On 16 February 2018, the Minister of Finance, Malusi Gigaba delivered the 2018 Budget Speech after much anticipation.

Moving Your Business into The Cloud

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Microsoft is opening cloud data centres in South Africa, and for small businesses, there has never been a better time to take the plunge and take their business into the cloud. Not only will it dramatically impact their IT costs, but securing their critical data will become significantly easier.

The R1 Business Case Study

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The importance of understanding Working Capital and how to use it effectively is what sets successful businesses apart from the ones that are failing.

What Does the Ratings Downgrade Mean for Your Cash Flow?

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Few people realise that the largest source of business funding in South Africa is provided by private companies themselves. Businesses extend credit to their customers and obtain credit from their suppliers, usually in the form of short-term funding which lasts for 30 to 60 days per transaction.

Selling on Credit and What It Really Means

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Unless you are a retailer of fast moving consumer goods, you probably take payment from your customers in 30 to 90 days from statement. It has become so entrenched in business today that we need to remind ourselves what this really means for your business.

The Viability and Application of Polygraphs

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Polygraphing and its application in the Conventional Investigative Process can be a contentious issue. There are many reasons for this, but ultimately, as in all things, the level of input is equivalent to the resultant product.

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    Remember: We only fund business debt and do not fund government or individual debtors.



    Please note: Flex Capital does not fund outstanding invoices valued between R0 and R99,999.

    Unfortunately, we cannot assist with government debtors


    Flex Capital’s invoice factoring solution is available for qualifying
    business-to-business invoices only.


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    Unfortunately, we cannot assist with individual debtors


    Flex Capital does not fund invoices owed by private individuals.
    Our invoice factoring solution is designed for business-to-business invoices.


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    Flex Capital focuses on South African-based businesses and does not facilitate cross-border or international funding.