Structured finance is an asset-backed facility designed for growing businesses. It enables a business to increase its working capital by funding the operational cycle, i.e. from the time payment is made to a supplier until receipt of funds from customers, thereby leaving internal funds free for other more productive uses, such as sales growth.
A business would typically require operational costs to grow stock levels in order to deal with increased sales and business activity, to take advantage of price increases, or to ensure efficient key stock item levels.
It is typically a layer of short-term finance over and above conventional banking finance which increases your business’ flexibility to manage growth through the purchase of additional stock.
We carefully develop the product to match your company’s cash flow cycle, to alleviate the strain caused by increased turnover. It applies to local procurement as well as imported products.